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If you’ve found us and are considering purchasing a new home – congratulations! This is a very exciting time and we appreciate the opportunity to serve you. Purchasing a home is likely the single largest purchase that you will ever make. As such, it is very important that you do your due diligence along each step in order to make an informed and sound purchase.

Whether you are a first time homebuyer, or an experienced real estate investor, there are several possible reasons for purchasing your home. Ask yourself these questions:

  • Are you tired of throwing money away each month by paying expensive rent?
  • Have you decided to take matters into your own hands by paying your own mortgage each month — and not your landlord’s?
  • Have you or your family outgrown your current living conditions?
  • Are you interested in adding a real estate property to your investment portfolio?
  • Are you considering purchasing a rental or income property?
  • Would you like a larger yard?
  • Are you looking to move to a different neighborhood or school zone?
  • Would you like to shorten your commute to work?

The answers to these questions will help determine what kind of properties you should be considering for purchase. If you or your family have outgrown your current living quarters, or if you are searching for a new neighborhood that is a better “fit” for you, or even if you would just like a shorter drive to work each day, then you should be looking at listings from a personal standpoint. This means taking your family into consideration, and making a purchase based on your personal preferences.

However, if you are interested in purchasing real estate for financial reasons — for instance, you’ve inherited some money and want to invest it, or you’d like to see a greater return on your investment portfolio — then a rental or income property would be your best bet. If this is the case, you will want to remember to shop and buy with your head, rather than your heart. Your personal feelings about the property aren’t quite as important here; instead, you should invest in the property that delivers the best value and return.

Not sure which one that is? Good news — your real estate team will be able to explain the differences to you, and help you make a solid and informed choice.

The process of buying a home is pretty straightforward — there is a natural progression from deciding to buy and preparation to choosing a real estate team and shopping for your new house. The process is finished off with an appraisal, inspection, and escrow — and, finally, moving in. Working with the right Realtor or real estate team can make all the difference in this process.

When you’re ready to start the discussion about buying your dream home or an investment property, or if you’re ready to take those first steps, feel free to give our office a call or stop by to see us. We would love to help walk you through the steps of the purchase process and be a part of turning your dreams into reality. We look forward to hearing from you.